Assessing Dolphins’ Financial Options With Tua Tagovailoa

After he left last night’s loss against the Bills with a concussion, many have been speculating about the future of Dolphins quarterback Tua Tagovailoa. An extensive history of head injuries has many wondering if yesterday’s latest brain trauma will lead to the end of Tagovailoa’s NFL career.

Last night offered another scary scene for those who have followed Tagovailoa throughout his time in Miami. After lowering his head into a tackle by Damar Hamlin, who is no stranger to scary injuries, Tagovailoa exhibited signs of unconsciousness as he laid writhing on the ground demonstrating what is called a fencing response. It was the second such instance in the past two years.

In a Week 3 game against the Bills in 2022, Tagovailoa left the contest with a reported back injury before returning to finish the game. Many suspected that the team may have violated concussion protocols by letting him return, but he was back in the starting lineup the following week, regardless. In the Week 4 matchup with the Bengals, Tagovailoa was sacked and demonstrated the fencing response for the first time, leading to an exit and a two-game absence. He later missed the last two games of the season under concussion protocol.

After a fully healthy 2023 season, Miami rewarded Tagovailoa with a four-year, $212.4MM extension, including 167.17MM in guarantees. With so many wondering about the potential end of Tagovailoa’s career due to the frequency of his brain injuries, Barry Jackson of the Miami Herald took a look at what that would mean financially.

Firstly, it seems wildly unlikely that the Dolphins would make the decision to move on from Tagovailoa if he is medically cleared. First of all, they gave him his extension under the assumption that he would be their quarterback of the future. If he is able to return, they’ll likely stick with that assumption, especially after his 2023 season. Second, releasing a healthy Tagovailoa would require the team to eat $83.65MM in dead money.

On Tagovailoa’s side, if the 26-year-old were to pass a physical but still decide to retire, the Dolphins would be left with $33.6MM in dead money, per Jason Fitzgerald of OvertheCap.com, which they would be able to spread over the 2025 and 2026 seasons. That option seems unlikely, as well, though, as it would require Tagovailoa to pass up several of millions of dollars that he has already been guaranteed.

Though many are worried for the health and safety of the former Alabama passer, his recent extension makes it difficult to see a swift end to NFL career. Decisions may be made to limit his exposure and playing time if injuries continue to occur, but with so much money on the table, expect both Tagovailoa and the Dolphins to keep working to forge a way forward together.

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